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Earn more cash back for the things you buy most

Your rewards are earned automatically and do not expire.

1% everywhere, every time | 2% at grocery stores | 3% on gas

Grocery store and gas bonus rewards apply to the first $1500 in combined purchases in these categories each quarter.

$100 Cash Rewards Bonus Offer

Get a $100 cash rewards bonus after you make at least $500 in purchases within 90 days of account opening.

See Terms and Conditions for additional program and service details.

It's simple. Earn cash back on every purchase.

  • No Annual Fee†
  • There are no rotating categories, plus your rewards are earned automatically and do not expire
  • Redeem as a direct deposit into a Bank of America checking or savings account or receive a statement credit
  • Introductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.  After that, a Variable APR thatís currently between 12.99% and 22.99% will apply. 3% fee (min $10) applies to balance transfers. Please see Terms and Conditions for payment allocation information
Get started

10% customer bonus offer

Bank of America customer? Enjoy a 10% customer bonus when you redeem your cash back into a Bank of America® checking or savings account.

Introductory APR

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account.

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

12.99% - 22.99%
variable

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

$0

Balance Transfer Fee

3%
of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

Get started
 

† Please see Terms and Conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *
$
.00

More about Social Security number

19 

More about mother's maiden name

More about country of citizenship


More about citizenship status




Non Resident Alien: Please visit a banking center near you and we will gladly assist you in completing your application. Please note, you may not be eligible for any incentive offers when applying at a banking center. Find a Banking Center

About Your Job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)

 

(First five digits required)

(If applicable)

About your income

$
.00

Your card features

Please select a feature and enter the required information.

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer?
How many credit card balances would you like to transfer to this card?

 Add tap & pay and enjoy fast and secure checkout at many of the places you shop today. Tap & pay Help Text. Link opens new window.

Tap & pay plastic Help Text. Link opens new window.
 

Mobile pay tag Help Text. Link opens new window.
 

Micro SD card Help Text. Link opens a new window.
 


Request chip functionality for ease of use when travelling internationally. Chip card Help Text. Link opens new window.
Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

19 
Physical residence address same as primary applicant?

(No PO Boxes)

 

(First five digits required)

Help Center

  • What do I need to apply?
  • Can I apply over the phone?
  • Can I add more than one person to my account?
  • If my application is approved, when will I receive my new credit card?

Important Information

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The information you provided for this application will assist us in verifying your identity. However, we may ask you to provide additional information or identifying documents for identity verification purposes.

© 2014 Bank of America Corporation. All rights reserved.

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If you close it, you will lose the information you entered.