Credit Card Application

Earn 1.5 points for every $1 spent on purchases and redeem your points toward any travel purchase

Any flight - Any hotel - Any car rental
10,000 Bonus Points

See Terms and Conditions for additional program and service details.Get started

A simpler way to earn with the flexibility to use your points for more than just flights with no restrictions.

  • Earn 1.5 points for every $1 you spend on purchases and travel anywhere, any time with no blackout dates
  • No annual fee and no foreign transaction fees
  • No limit to the total number of points you can earn and points do not expire
  • No blackout dates or restrictions — book your travel anywhere, and redeem your points for a statement credit towards all or part of your travel purchases
  • Online-exclusive offer of 10,000 bonus points if you make at least $500 in purchases in the first 90 days - which can be redeemed for a $100 statement credit towards travel purchases
  • Introductory 0% APR for your first 12 billing cycles for purchases. After that, a Variable APR that's currently between 14.99% and 22.99% will apply. Please see Terms and Conditions for payment allocation information.
Get started

10% customer bonus offer

Get an additional 10% points bonus on every purchase when you have an active Bank of America® checking or savings account

Introductory APR

0% for 12
billing cycles

Applies to purchases

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

14.99% – 22.99%

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee


Balance Transfer Fee

of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

Get started

† Please see Terms and Conditions for rate, fee and other cost information. All terms may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address link opens a new info layer

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence opens a new info layer

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *

More about Social Security number


More about mother's maiden name link opens a new info layer

More about country of citizenship link opens a new info layer

More about citizenship status opens a new info layer

U.S. Citizen
Resident Alien

Non Resident Alien: Please visit a banking center near you and we will gladly assist you in completing your application. Please note, you may not be eligible for any incentive offers when applying at a banking center. Find a Banking Center

About Your Job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)


(First five digits required)

(If applicable)

About your income


Your card features

Please select a feature and enter the required information.

Balance Transfer:

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer? link opens a new info layer
How many credit card balances would you like to transfer to this card?

Additional cardholder:

Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

Physical residence address same as primary applicant?

(No PO Boxes)


(First five digits required)

Help Center

Important Information

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The information you provided for this application will assist us in verifying your identity. However, we may ask you to provide additional information or identifying documents for identity verification purposes.

© 2015 Bank of America Corporation. All rights reserved.

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