Credit Card Application

Pay down your balance faster

With the BankAmericard® Better Balance Rewards credit card

Pay more than the monthly minimum and on time each month - get a competitive interest rate
Earn $25 per quarter towards your balance

See Terms and Conditions for additional program and service details.Get started

Get rewarded for responsibly managing your credit card balance

  • Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum and on time each month...that can be up to $100 each year
  • No annual fee
  • Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account
  • Cash back is automatically credited to your card balance
  • Introductory 0% APR for your first 12 billing cycles for balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 12.49% to 22.49% will apply. 3% fee (min $10) applies to balance transfers. Please see Terms and Conditions for payment allocation information.
  • If you take advantage of this introductory offer by making a balance transfer, you will be charged interest on purchases made with your credit card. For example, if you transfer $2,000 with this offer and carry this balance, and then use this credit card to make a $500 purchase, your $500 purchase will be charged interest.
Get started

Customer bonus offer

Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account.

Introductory APR

0% for 12
billing cycles

Applies to balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

12.49% – 22.49%
variable

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

$0

Balance Transfer Fee

3%
of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

Get started

† Please see Terms and Conditions for rate, fee and other cost information. All terms may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address link opens a new info layer

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence opens a new info layer

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *
$
.00

More about Social Security number

More about mother's maiden name link opens a new info layer

More about country of citizenship link opens a new info layer


More about citizenship status opens a new info layer


U.S. Citizen
Resident Alien

Nonresident aliens may complete their card applications at a local financial center. Please note, you may not be eligible for any incentive offers when applying at a financial center. Find a financial center near you

About your job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)

 

(First five digits required)

(If applicable)

About your income

$
.00

Your card features

Please select a feature and enter the required information.

Balance Transfer:

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer? link opens a new info layer
How many credit card balances would you like to transfer to this card?

Additional cardholder:

Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

Physical residence address same as primary applicant?*

(No PO Boxes)

 

(First five digits required)

Help Center

Important Information

Bank of America, like all financial institutions, is required by Federal law to obtain, verify and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask you for your name, address and other information that will allow us to identify you.

© 2017 Bank of America Corporation. All rights reserved.

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